portal iG 02/06/2011 - Denyse Godoy
Trying to please your current customers and attract new ones, the banks issuing credit cards have rushed to announce their efforts to translate the new rules for use of money plastic, which came into force yesterday in tangible benefits.
Santander and Banco do Brazil are ahead for users of cards purchased until May 31, 2011 that the changes would affect only since June 2012, as limiting the number tariffs applied to only five (annuity; fee for issuance of duplicate card, for cash withdrawals, the use of plastic to pay bills, and when the request for emergency assessment of the credit limit) and detail, in the making, Data on transactions. These conditions were only valid for contracts signed immediately on September 1. June 2011 onwards.
The English bank will also expand its rewards program, which allows customers to redeem points earned on purchases for prizes and airline miles for all cards (except for the simplest model, which by definition can not count with such privileges).
Brazilians, in turn, ended up with charges on overseas purchases and the redemption of points in its loyalty program.
Other financial institutions extended some benefits of their current cards for new ones, even in basic mode.
Plastic Itaú offers 50% discount at movie theaters, parks, soccer games and plays.
The Bradesco's 50% reduction on tickets, popcorn and soda at the theater chain Cinemark, Bradesco and privileges at the Teatro possibility of advance purchase tickets for concerts and events sponsored by the bank.
All pats currently distributed by HSBC cards are also available for your new basic type, such as discounts on purchases at partner stores.
Financial institutions must now show in their sites and agencies, a complete list of existing cards and all fees and interest charged. Comparing the options, consumers can choose what best suits your needs.
On Tuesday, the BB winner was the auction of Banco Postal - ten years ago is being managed by Bradesco - to bid $ 2.3 billion. The BB takes the service in January and the contract may be renewed for another five years through new disbursement. 
Accentiv'Mimética The performance of the Present Perfect with Mastercard in incentive campaigns began in May 2009. The difference is that with the new implementation, the card issuing cease to be made by a financial institution and is the responsibility of the agency, which gives flexibility and customization for customers. "We worked for about a year in conjunction with MasterCard for approval, infrastructure and security. And as a result, we can contribute to the development of the market for prepaid awards, and expects to double the volume of emissions in a year" said William Lim, Managing Partner at Accentiv'Mimética. 
With the current wording, the customer will have to give green light to have your CPF added to a particular bureau, and in doing so, any other credit monitoring company may request that information to the various sources that fed the register: banks, financial and utility companies - excluding the mobile phone. 
attorney Demarest e Almeida Advogados, Mário Nogueira, Abilio Diniz would only have to disconnect yourself from the actions that it is responsible within the GPA and give them to take a bank account. "If this happens in the market to drive adoption by Cade is almost certain, whether he gets only if he or Carrefour to also resolve Chest of Happyness, "explains attorney specializing in mergers and acquisitions, noting that so far the only company that made a proposal to acquire all stores Silvio Santos was the Sugar Loaf in an estimated $ 1 billion, according to market sources. Now who did not know if the proposal was Abilio Diniz, businessman, or Pão de Açúcar. 
"Customers who find a lower price competition may, without bureaucracy, able to have the price covered the mouth of the box," says the chairman of Wal-Mart in Brazil. Today there are over 10,000 items within the program, which must be gradually extended to the entire mix. The executive 
Benefits Card BOX Infinite are designed to meet the expectations of most demanding public. "This segment is heated. And the purpose of CASH, to include its product portfolio in the Infinite card, is to provide for all customer segments, the most appropriate products, "explains the National Superintendent of Business Cards BOX, Milton Paul Krüger Junior. 
today to shop at iTunes, Brazilians need a credit card provide international and American address or one of 30 other countries where the service is already available. Since most users do not have a residence outside the country, to forge an address to register. 
To check the offer, simply visit the site www.beneficioclub.com.br and click on 'User'. The Benefit Club is a club benefits of Ticket, Edenred a business in Brazil. On the air since July 2008, is present in 10 countries. In 2010, 400 deals were registered, number 34% higher compared to the previous year. In all, more than two million people have benefited by the club benefits. 
by its construction methodology, the index has the property to anticipate cyclical movements of credit with six months notice of the oscillations indicator in the region slightly below the 100 level indicate that the current process of deceleration of consumer credit is expected to close during the next quarter. From there, go into a more balanced expansion route (neutral impact in terms of accelerating economic growth and inflation rate). 
COMPE, linked to the Central Bank and operated by the Bank of Brazil, is responsible for all of interbank settlements for checks up to $ 250 000. According to BC, the 137 banks in the country with people with checks are already framed the new model for clearing checks, established by Circular 3532. 
merger, the company created by the Commercial Association of Sao Paulo (ACSP) in conjunction with private equity fund TMG, has an estimated value between $ 1.5 billion and $ 2 billion and is born with 45% share of market information credit, and Experian Serasa main competitor. 
spending this commemorative day will be higher, because the gift exchange occurs only between two people, which enables the purchase of products with higher values. 
With OTCQX trading platform, the company gains visibility in the U.S. market, will offer investors a more transparent trading, higher quality information and easy access through regulated brokers in the U.S.. 
The launch of Frank by OCBC is the result of 15 months of extensive research on the psychology and behavior of the banking needs of young beginners in the job market. The survey found a total lack of interest this audience with traditional banking practices and the need to create an experience more in tune with the characteristics of a generation accustomed to customize your style. 
In the first quarter 1542 have opened new points of Bradesco Expresso, which is the model of correspondent banking financial institution in partnership with businesses. Some of them opened in cities that could be without service of Bradesco in case another operator for the Postal Bank. 
was a sudden that analysts and investors started to see a model in Multiplus able to make profit. Many of them had fresh in their minds the failure of the Smart Club loyalty program, which was abolished in 2004, bringing together, in addition to TAM, pareciros as the network of petrol stations Shell and Lojas Americanas. From the middle of last year, however, Multiplus closed a series of partnerships that gave more impetus to the business: 28 of them for the accumulation of points, reaching a total of 151 members, and six others for the so-called "coalition" which allows the exchange points for products or services - among them are the pay TV company Sky, the hotel chain Accor and the group Multi, language school owner Wizard. Each of these partner companies pay a kind of administration fee to participate. In addition to associated companies, the strategy of Multiplus attracted 600,000 new customers in just over six months, causing your wallet to come to 8 million subscribers at the end of 2010. 
Later this year, four other capitals, and cities of the interior of Sao Paulo, must rely on the service. Since October 2009, Dotz has been testing the program in Belo Horizonte. "In just over a year, in Dotz added 25,000 new customers in the city," says Marcello Farrell, director of the Bob's brand. The Advantage program, the joint promotion WebPartners, will also enter the fray. In May, the company made an agreement with Cielo points to account for establishments in 1000 in Brasilia and Goiania. Faced with the threat of competition, Multiplus has sought new partnerships. The most recent was Redecard. The agreement, struck in September, will allow the accumulation points at restaurants in the state capital. Maintaining growth is the only way to Multiplus continue to shine in the bag. 
With the merger, Boa Vista to significantly extend its database available for a portfolio of more than 1.2 million direct and indirect customers, who make more than seven million hits a day. The Boa Vista 
lose the race, Bradesco will be the partner of Postal Postal Bank. Since 2001, the institution acted jointly with the state, which enabled it to increase the number of depositors and the volume of banking services because of the large capillary network of postal services.